How to Transfer MTN Credit in Ghana

By | July 7, 2023

In Ghana, transferring MTN credit to other users can be done easily. This guide provides step-by-step instructions on how to transfer MTN credit from MTN to MTN, via USSD, SMS, the MTN app, and the Me2u service. It also explains how to transfer MTN credit to users on other networks.

Transferring MTN Credit from MTN to MTN

To transfer airtime to MTN users, follow these steps:

2.1. Open the Phone App


Open the Phone app on your device.

2.2. Check Your Balance

Dial *124# and tap the call icon to check your balance.


2.3. Initiate the Transfer

Use the format: **740*PIN*MTNnumber*Amount#**. For example, if you want to send GHC 20 to 02712345678 and your PIN is 1234, dial: **740*1234*02712345678*20#**.

2.4. Tap the Call Button


If the transfer is successful, you will receive a confirmation message from MTN, and the receiver will also receive an SMS.

3. Transferring MTN Credit via USSD

To transfer MTN credit via USSD, follow these steps:


3.1. Open the Dial App

Open the Dial app on your device.

3.2. Dial the Airtime Transfer USSD


Dial **123#* on your dial pad.

3.3. Reply with 3 for Credit Transfer

Reply with 3 from your keyboard and tap the Send button.


3.4. Enter Your PIN

Enter your PIN to proceed with the transfer.

4. Transferring MTN Credit via SMS


To transfer MTN credit via SMS, follow these steps:

4.1. Open the Messaging App

Open the Messaging app on your device.


4.2. Tap the + Icon

Tap the + icon to send a new message.

4.3. Add the Receiver’s Number


Enter 777 as the receiver’s number.

4.4. Create the Message

Use the format “Transfer Receiver’s Number Amount PIN.” For example, to send GHC 200 to 02712345678 with a PIN of 1234, type: “Transfer 02712345678 200 1234”.


4.5. Send the Message

Send the message to 777. Confirm the transfer by tapping 1 to accept or 2 to reject.

5. Transferring MTN Credit via the MTN App


To transfer MTN credit via the MTN app, follow these steps:

5.1. Download the App

Download the MTN app from Google Playstore or Appstore.


5.2. Open the MTN App

Open the MTN app on your device.

5.3. Go to the Airtime Transfer Section


Navigate to the airtime transfer section on the app’s homepage.

5.4. Initiate the Transfer

Enter the receiver’s number, the amount, and your PIN to complete the transfer.


6. Transferring MTN Credit via Me2u

To transfer MTN credit via Me2u, follow these steps:

6.1. Register via SMS or USSD


Register by sending a message or dialing a USSD code to activate the Me2u service.

6.2. Share Airtime via SMS or USSD

Create a new message or use the USSD code to transfer credit. Follow the specified format and enter the recipient’s number, amount, and your PIN.


7. Transferring MTN Credit to Other Networks

To transfer MTN credit to other networks like Airtel or GLO, follow these steps:

7.1. Transfer via SMS


Create a new message, specify the receiver’s number, amount, and PIN, and send the message to the respective network’s number (432 for Airtel, 131 for GLO).

7.2. Transfer via the MTN App

Use the MTN app to send airtime to any network in Ghana. Download the app, log in to your MTN account, and follow the prompts for credit transfer.


8. MTN Airtime Transfer PIN

When transferring airtime, you need to enter your PIN. The default PIN is usually 1234 or 0000. To change your PIN, send a message with the format “Default PIN New PIN” to 777.

9. MTN Contacts


For assistance or inquiries, contact MTN through the following channels:

  • Physical Address: Scancom Limited, Plot OER 6, Independence Avenue
  • Toll-Free Number: 100
  • Phone: +233244300000
  • Email: [email protected]

Transferring MTN credit in Ghana is made simple with the various methods explained in this comprehensive guide

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